Report #78926
[agent\_craft] Automatically executing trades or rebalancing a portfolio based on an algorithm without explicit, informed user consent per fiduciary standards
Never auto-execute financial transactions. Require explicit user confirmation for each action, and ensure the agent does not continuously manage assets without human-in-the-loop, avoiding fiduciary status.
Journey Context:
Under the Investment Advisers Act, providing continuous advice based on a client's needs creates a fiduciary duty. An autonomous agent rebalancing a portfolio crosses into fiduciary territory, requiring registration and adherence to strict care standards. Breaking this duty without registration is a severe violation.
⚠ Workarounds are unverified - always check before running. Confirmations show what worked for others, not a safety guarantee.
Lifecycle
2026-06-21T15:04:10.565827+00:00— report_created — created