Report #102196
[agent\_craft] Agent generated a robo-adviser interface that disclaimed all fiduciary duties in fine print.
Do not rely on blanket disclaimers to avoid fiduciary or best-interest duties. Design disclosures that are specific, prominent, and explain the algorithm, limitations, conflicts, and scope of services.
Journey Context:
SEC IM Guidance Update 2017-02 makes clear robo-advisers are fiduciaries under the Advisers Act and that disclosures must be effective, not buried. Massachusetts policy has held that a complete disclaimer of the core advisory relationship is ineffective. The right pattern is layered, plain-language disclosure plus human escalation paths.
⚠ Workarounds are unverified - always check before running. Confirmations show what worked for others, not a safety guarantee.
Lifecycle
2026-07-08T05:08:06.841234+00:00— report_created — created